| Address | Policy # | Period | Building | Dwelling Ext. | Personal Prop | Deductible (1%) | Annual | Notes |
|---|---|---|---|---|---|---|---|---|
| 1724 Boston St, Aurora CO 80010 | 96-E4-G680-1 | Dec 15, 2025–2026 | $331,200 | $39,500 | $49,680 | $3,312 | $2,364 | Liability $500K/$1M |
| 2332 Oakland St, Aurora CO 80010 | 96-E4-G665-0 | Dec 15, 2025–2026 | $420,100 | $42,010 | $63,015 | $4,201 | $2,612 | |
| 2397 Jamaica St, Aurora CO 80010 [DORADO] | 96-E4-G683-7 | Dec 15, 2025–2026 | $378,800 | $37,880 | $56,820 | $3,788 | $2,425 | Dorado→Divando $138/mo. Stop Dec 2026. |
| 3225 Tucson St, Aurora CO 80011 | 96-E4-G667-4 | Dec 15, 2025–2026 | $336,400 | $33,640 | $50,460 | $3,364 | $2,255 | |
| 3630 Holly St, Denver CO 80207 | 96-E4-G670-0 | Dec 15, 2025–2026 | $444,800 | $44,480 | $66,720 | $4,448 | $2,693 | |
| 4641 Enid Way, Denver CO 80239 [DORADO] | 96-E4-G684-9 | Dec 15, 2025–2026 | $361,100 | $36,110 | $54,165 | $3,611 | $2,528 | Dorado→Divando $138/mo. Stop Dec 2026. |
| 4776 Blackhawk Way, Denver CO 80239 | 96-E4-G672-4 | Dec 15, 2025–2026 | $525,500 | $52,550 | $78,825 | $5,255 | $3,320 | |
| 5101 Crown Blvd, Denver CO 80239 | 96-E4-G673-6 | Dec 15, 2025–2026 | $397,100 | $39,710 | $59,565 | $3,971 | $2,702 | |
| 5538 Dearborn St, Denver CO 80239 | 96-E4-G675-1 | Dec 15, 2025–2026 | $417,300 | $41,730 | $62,595 | $4,173 | $2,610 | |
| 11795 E Virginia Dr, Aurora CO 80012 | 96-E4-G678-7 | Dec 15, 2025–2026 | $378,800 | $37,880 | $56,820 | $3,788 | $2,443 | |
| 14790 E 43rd Ave, Denver CO 80239 | 96-E4-G677-5 | Dec 15, 2025–2026 | $384,500 | $38,450 | $57,675 | $3,845 | $2,642 | |
| 15559 E Bates Ave, Aurora CO 80013 | 96-E4-G679-9 | Dec 15, 2025–2026 | $393,400 | $39,340 | $59,010 | $3,934 | $2,507 | Revised PDF pending from agent |
| 15655 E 13th Ave, Aurora CO 80011 | 96-E4-G681-3 | Dec 15, 2025–2026 | $618,900 | $61,890 | $92,835 | $6,189 | $3,529 | |
| TOTAL — 13 Properties · Kevin Schult (303) 989-3847 | $34,630/yr · $2,885.83/mo | |||||||
| Period | Carrier | Annual Premium | Monthly | Notes |
|---|---|---|---|---|
| Dec 15, 2025 → Dec 15, 2026 | State Farm (Kevin Schult) | $34,630 | $2,885.83 | SFPP auto-draft · 13 individual policies |
| Dec 15, 2024 → Dec 15, 2025 | State Farm (Kevin Schult) | $31,729 | $2,644.10 | Divando $1,581 + Donald $1,063 split. Ended Sep 20, 2025. |
| Address | Carrier | Policy # | Last Period | Premium | Status | Contact |
|---|---|---|---|---|---|---|
| 6580 Stockport Dr, Memphis TN 38141 | Fortegra Specialty | #GAIP1052582 | 6/18/23 → 6/18/24 | $1,095.92 | EXPIRED | Roxana Rios · 714-379-0163 |
| 3899 Joest Dr, Memphis TN 38127 | Fortegra Specialty | #OSCESIN02 | 4/12/23 → 4/12/24 | $534.29 | EXPIRED | Roxana Rios · 901-321-1124 |
| Due Date | Amount | Status |
|---|---|---|
| 10/06/2025 | $453.67 (first month) | Paid |
| 11/06/2025 | $453.33 | Paid |
| 12/06/2025 | $453.33 | Paid |
| 01/06/2026 | $453.33 | Paid |
| 02/06/2026 | $453.33 | Paid |
| 03/06/2026 | $453.33 | Paid |
| 04/06/2026 | $453.33 | Paid |
| 05/06/2026 | $453.33 | UPCOMING |
| 06/06/2026 | $453.33 | FUTURE |
| 07/06/2026 | $453.33 | FUTURE |
| 08/06/2026 | $453.33 | FUTURE |
| 09/06/2026 | $453.33 | FUTURE |
| Annual Total | $5,440 |
| Period | Carrier | Policy # | Building | Deductible | Annual | Monthly | YoY |
|---|---|---|---|---|---|---|---|
| Nov 2025 → Nov 2026 | Berkshire Hathaway | 02PRM080318-06 | $775,000 | $2,500 | $5,440 | $453.33 | +2.5% |
| Nov 2024 → Nov 2025 | Berkshire Hathaway | 02PRM080318-05 | $775,000 | $2,500 | $5,309 | $442.39 | — |
| Nov 2023 → Nov 2024 | Berkshire Hathaway | 02PRM080318-04 | $775,000 | $2,500 | $5,309 | $442.39 | — |
| Nov 2022 → Nov 2023 | IMA Berkshire Hathaway | 02PRM080318-03 | $775,000 | $2,500 | ~$5,200 | — | — |
| Address | Type | Policy # | Carrier | Building | Annual | Deductible | Notes |
|---|---|---|---|---|---|---|---|
| 1460 W 41st Ave, Denver CO 80211 | 4-Plex | 02PRM080318-06 | Berkshire Hathaway | $775,000 | $5,440/yr · $453.33/mo | $2,500 std · $15,500 wind/hail | Dorado's own BH policy. Nov 2025 → Nov 2026. IMA Select (303)534-4567 |
| 2397 Jamaica St, Aurora CO 80010 | SFR | 96-E4-G683-7 | State Farm | $378,800 | $2,425/yr | $3,788 (1%) | Insured under Divando. Dorado pays $138/mo. Stop Dec 2026. |
| 4641 Enid Way, Denver CO 80239 | SFR | 96-E4-G684-9 | State Farm | $361,100 | $2,528/yr | $3,611 (1%) | Insured under Divando. Dorado pays $138/mo. Stop Dec 2026. |
| TOTAL — 3 Properties / 6 Units (4-plex + 2 SFRs) | $1,514,900 | $10,393/yr combined | |||||
| Duplex | Unit Addresses | Per Building | Per Duplex | Biz Income | Std Deductible |
|---|---|---|---|---|---|
| Duplex 1 | 5060 & 5062 E Donald Ave, Denver CO 80222 | $562,750 × 2 | $1,125,500 | $15,000 | $10,000 |
| Duplex 2 | 5064 & 5066 E Donald Ave, Denver CO 80222 | $562,750 × 2 | $1,125,500 | $15,000 | $10,000 |
| Duplex 3 | 5070 & 5072 E Donald Ave, Denver CO 80222 | $562,750 × 2 | $1,125,500 | $15,000 | $10,000 |
| Duplex 4 | 5080 & 5082 E Donald Ave, Denver CO 80222 | $562,750 × 2 | $1,125,500 | $15,000 | $10,000 |
| TOTAL — 4 Duplexes / 8 Units | $4,502,000 | $4,502,000 | $60,000 | ||
| Period | Carrier | Policy # | Annual | Monthly | Notes |
|---|---|---|---|---|---|
| Sep 2025 → Sep 2026 | Westfield Superior | 499841Y | $14,530 | $1,210.84 | Donald acct · 2nd of month |
| Sep 2024 → Sep 2025 | State Farm (Kevin Schult) | — | — | $1,062.66 | Donald's share of split Divando policy |
| Period | Carrier | Policy # | Building Coverage | Annual | Monthly |
|---|---|---|---|---|---|
| Feb 22, 2026 → Feb 22, 2027 | Acuity | ZM1786-01 | $1,900,799 | $11,248 | $1,024.54 |
| Property | SF Coverage | SF Annual | SF Monthly | Travelers Coverage | TRV Annual | TRV Deductible |
|---|---|---|---|---|---|---|
| 1724 Boston St Aurora | $321,500 | — | $0 | $323,000 | $1,658 | $2,500 |
| 2332 Oakland St Aurora | $407,800 | $2,157 | $179.75 | $500,000 | $2,703 | $2,500 |
| 3225 Tucson St Aurora | $326,600 | $2,378 | $198.17 | $320,000 | $1,810 | $2,500 |
| 3630 Holly St Denver | $432,200 | $2,464 | $205.33 | $350,000 | $1,752 | $2,500 |
| 4776 Blackhawk Way Denver | $510,000 | $3,012 | $251.00 | $389,000 | $2,427 | $2,500 |
| 5101 Crown Blvd Denver | $385,900 | $2,460 | $205.00 | $380,000 | $2,284 | $2,500 |
| 5538 Dearborn St Denver | $405,500 | $2,375 | $197.92 | $400,000 | $2,080 | $2,500 |
| 14790 E 43rd Ave Denver | $373,600 | $2,405 | $200.42 | $370,000 | $2,215 | $2,500 |
| 11795 E Virginia Dr Aurora | $367,700 | $2,220 | $185.00 | $370,000 | $2,107 | $2,500 |
| 15559 E Bates Ave Aurora | $393,400 | $2,509 | $209.08 | $382,000 | $2,280 | $2,500 |
| 15655 E 13th Ave Aurora | $600,800 | $3,185 | $265.42 | $743,000 | $2,920 | $2,500 |
| 2397 Jamaica St Aurora | $321,500 | $3,185 | $265.42 | $318,000 | $1,491 | $2,500 |
| 4641 Enid Way Denver | $367,700 | $2,210 | $184.17 | $320,000 | $2,011 | $2,500 |
| Totals (SF / Travelers) | $30,560 | $2,546.67/mo | $27,738 | |||
This will archive the current policy numbers to history (strikethrough) and clear the card for new data.
Make sure you have the new policy info ready.
This cannot be undone.